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We utilize the convention of the well-known financial pyramid, and build on that to serve you and your family.

Creating security in YOUR life requires a customized approach that takes into consideration YOUR financial values, as well as some of the realities below. 

- Life expectancy took a huge leap, with an increasing number of people living into their 90's and beyond

- Less certainty about pension plans has left many Canadians concerned about outliving their resources

- Health care costs have escalated which can possibly be a huge financial burden to bear.

- Increased volatility of the stock markets

- Increased household debts

- Complex tax codes 

- The issue of 'sequence of returns' into retirement

Financial Pyramid of needs.jpg

The goal is to help you maximize your financial potential with simple yet powerful strategies.

This website has drop down menu's for additional details, and the steps towards better use of your financial and human capital are below:

To understand

Learning about you and your goals, financial objectives, current and past frustrations and concerns is an important first step. Our mandate is to help you optimize your financial world.

To assess

We review your tangible and intangible risks, assets and your debt for improved savings & investments, insurance, and lower borrowing costs. These details help us help you.

Manage Risk 

Insurance is under utilized and is often the most tax efficient use of capital to manage personal and corporate risk. 

We will show you new options to help manage life events. 

Better Wealth

Absolute diversity across asset classes is key. We help you allocate for possible combinations of guaranteed returns, liquidity, as well as non-correlated investments.

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