WEALTH MANAGEMENT
Wealth Management goes beyond diversified mutual funds or having all your assets with a portfolio manager.
It's an approach that should accomodate your goals with ALL available investment elements / asset classes and possible coordination with other experts or firms.
Regardless of your net worth, many investors eventually learn that they were not exposed to ALL forms of capital appreciation.
Wealth Management includes your human capital - and this necessitates a combination of personal protection as well as layers of asset classes and risk profiles.
Capital Protection comes next and this can assist you in knowing what your retirement income will be - regardless of stock market performance! (Naturally, our options are eligibale for RRSPs, TFSAs, RRIFs, and RDSPs.)
And, often one may not realize that the element of taxes on investment growth, and then the access of it can make a monumental difference. "It's not what you make, it's what you keep."
We can help you create an income base line with absolute returns toward retirement.
As things are it seems that:
47% of Canadians do not know how much they need to save for retirement
39% do not have their financial future under control
29% are overwhelmed with options and will wait to figure it out
Yet, is waiting a solution?
Guaranteed Investment Funds | Segregated Funds | Life-time Income options
We offer true diversification via Guaranteed Investment Funds (can be based on active management or ETFs or both), Guaranteed Income Funds, Preferred Retirement Solutions with immediate liquidity and estate benefits. For many this peace of mind is the first wealth management allocation.
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Here are some examples for up & down markets:
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Our clients, like most Canadians, are concerned about today's low interest rates, investment risk, and market volatility in relation to their retirement objectives.
You want investment growth but not at the expense of capital preservation.
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To address these concerns, BMO Insurance created a unique investment opportunity that can be customized by you. This popular vehicle allows for growth with peace of mind.
When our clients invest in Empire's Class Plus 3.0, they are guaranteed to receive a predictable monthly income that is guaranteed for as long as they live.
This lifelong income can increase also with market performance.
Alongside, there is also full liquidity and growth potential.
6 of 10 retirees want guaranteed income for life.
Shifting demographics and the economic realities of today mean more Canadians than ever before are looking for a secure source of income.
Regardless of market performance, retirees can experience the peace of mind that guaranteed income can provide, income that will not run out, with the option of always having access to your funds.
